2020 Ideas for resolutions include:
Start growing an emergency fund for repairs?How old is your roof? What about your hot water heater? Sit down and make a list of anything that will eventually need to be repaired or replaced and figure out how much you’ll need to budget for it. Even if your roof is supposed to last another 15 years, setting a small budget so you can start saving for those big upkeep costs will prevent nasty surprises.
Making energy-efficient swaps and fixesUnplug Your Electronics When Not In Use, Clean Your Air Filters, Upgrade To Energy Efficient Appliances, Get. A Programmable Thermostat, Swap Your Light Bulbs to LEDS, Get A Low Flow Shower Head
Your decluttering plan should incorporate a couple of things: one, what types of things you’re going to be getting rid of, and two, what you’re going to do with them. Donate, Recycle Or Plan for A Garage Sale.
Taking an inventory of “stuff” and purging as required, room by room
- Checking and servicing alarms and detectors
After a change of tenancy in rental units;
Following installation of a new battery for battery-operated smoke alarms or CO alarms; and
Following electrical renovations or servicing when smoke alarms or CO alarms are AC powered to ensure that the alarm circuit has not been disconnected.
As a best practice, homeowners/occupants/residents should test smoke alarms and CO alarms at the following times:
Weekly: and….In the case of battery-operated smoke alarms or CO alarms, when the building occupants have been absent for seven or more days (such as for vacation) to ensure that the battery is still operational.
To pay off your mortgage faster, consider putting extra money toward your mortgage.
Squeeze in extra mortgage payments
Your mortgage contract may allow you to: increase the amount of your regular payments and make a lump-sum payment. Your lender calls this a prepayment or prepayment privilege.